Z-Pay is a service for anonymous transfer, exchange and storage of crypto and fiat currencies
Z-Pay is a service for anonymous transfer, exchange and storage of crypto and fiat currencies
To start operating the service, it is sufficient to generate a Z-Pay cheque. It is quick and anonymous — without registration and verification.
Start now
It's free, secure and private
Private payments
Payments without track
Cryptocurrency mixing
Quick transfer of cryptocurrency
How does it work?
Deposit money
Deposit any amount in currency you have and exchange it to Bitcoin or any other currency. You can easily top up a Z-Pay cheque with any amount.
Pay your recipient anonymously
Get a random number, 35 digits, which is an anonymous Z-pay cheque key. To transfer money, just pass this Z-Pay cheque number to your recipient.
Your recipient gets money instantly
Withdraw a cheque balance to any crypto currency or fiat
How Z-Pay can help you
Our service helps you to:
Make private payments
To transfer money, just pass a Z-Pay cheque number and code to the recipient. The payer and recipient will never disclose their identities.
Make payments without track
Payer's or recipient’s details are not required to transfer funds and to operate the service. The cheque may be used “to bearer”.
Mix your cryptocurrencies
Cash crediting to, and cashing-out from, the using of Z-Pay cheques breaks a blockchain transaction chain. To provide an extra protection of your financial data, cryptocurrency exchange, cheque split and consolidation, partial cash-out may be used.
Convert payments into a convenient currency
If a price of a commodity/service is fixed in USD, and customers want to pay in crypto currency, using of Z-Pay cheques resolve this issue without prejudicing or diclosing users' confidentiality.
Quick transfer your cryptocurrency
When the network is overloaded during mempool transactions, situations may occur where user has to wait for confirmation for hours. Use Z-Pay cheques to avoid such situations during a transaction when selling bitcoins for cash.
Quick conversion and volatility risk hedging
When using Z-Pay, a cheque currency is converted into fiat and back instantly, while the operation’s privacy remains preserved.
Asset storage without electronic media
You can keep your Z-Pay cheque numbers and codes in form of ordinary notebook records. Just enter them back to get cheque access.
Our features
Top up
Top up the cheque with any supported cryptocurrency. Once money gets into a cheque balance, you may operate them instantly.
Change details
Once received a cheque number from your payer, just change its details in one click to maintain your anonymity. New cheque details are completely unique and are not linked with old cheque number.
Withdraw
Instantly withdraw cheque balance to an external crypto wallet or to a fiat account.
Currency exchange
Convert your cheque balance to any supported crypto and fiat currency at the best market rate.
Split
Use split operation to cut a part of a cheque balance to a new cheque or to existing one.
Merge
Join several cheque balances into one
The following currencies are currently supported:
USD
BTC
BAB
ETH
What is a Z-Pay cheque?
A Z-Pay cheque is an anonymous account with a random number, limited expiration period which is nominated in a crypto or fiat currency. A cheque number is a random unique combination of 35 digits.
Top up the cheque with crypto funds. The service generates a one-time wallet identifier for a payment receipt.
Draw crypto funds out to a respective external crypto wallet.
Change the cheque currency , exchange the cheque balance to a number of supported currencies and fiat at a best market rate.
Change the cheque details  in one click to maintain your anonymity. The new details will not be linked with the old cheque, and the operations history will be empty.
Split a cheque  — transfer a part of the cheque's balance to one or more other cheques.
Merge several cheques  into one of the desired currency.
Create a Z-Pay cheque
and start working with Z-Pay
Desktop
Desktop version is designed to stay anonymous while working with money. Open it from anywhere, operate anonymously and close in one click without keeping any browser history.
Android
Android version is designed for personal multi-use, work with your money from anywhere from your device
Telegram bot
Telegram-bot
FAQ
What is Z-Pay?
What is a cheque?
Is the registration or verification required?
How to create a cheque?
What is the duration of the cheque?
What if a cheque containing funds expires?
See more questions
Do you need help?
If you have any suggestions please help us improve our service for you. Just contact support or give us a feedback through a button below.
Start working with Z-pay now
To start operating the service, it is sufficient to generate a Z-Pay cheque. It is quick and anonymous — without registration and verification.
Start now
It's free, secure and private